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Cost to finance: Based on 6.25 per cent interest rate and a 10 per cent down payment on a four-year loan. 0.04. 0.05. 0.06. Cost of government (13% HST) 0.04. 0.05. 0.05. Insurance: Based on typical insurance coverage with no young drivers. 0.06. 0.10. 0.11. Total ownership cost/km over first four years. 0.47. 0.69. 0.54. Total annual ownership.

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Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

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